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Real
Estate Loan Request Form
Hard Money Real Estate Loans
We lend on Real Estate in Montana, Idaho, & Washington ONLY. We do not lend on personal residences. Our Loans are equity based and we don't usually loan in excess of 60% of the property value [for example; If you wanted to purchase a piece of property for $100,000.00 we could loan you up to $60,000.00 = 60% LTV]
Often times conventional or traditional Mortgage Brokers have clients with assets and/or good equity but are unable to get them the financing they need. Perhaps the property type or condition is a problem or the borrowers have too much debt, poor credit history, are self employed, or don't have the income to satisfy the underwriting requirements.
We represent private investors and don't have the same requirements of traditional lenders. What we do is referred to as "Hard Money Loans." With over 30 years of experience Creative Finance & Investments is committed to alway lend a professional and personal touch to every transaction. Our licensed and knowledgable staff take the "Hard" part out of Hard Money lending by addressing your concerns, answering your questions, and assisting you throughout every step of the loan process.
Lending Information:
We do commercial, bare land, land with mobile home, unsual property types, investment properties, and agriculture loans in Montana, Idaho & Washington only. We are not able to compete with "Bank Rates." Our interest rates are between 10%-14% depending on various factors. We can structure your payments many different ways to suit your needs. You must have at least 40% equity or cash down payment towards the purchase. WE DO NOT LEND ON OWNER OCCUPIED SINGLE FAMILY RESIDENCES. We can not loan on your primary residence.
Real
Estate Loan Request Form
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